Importance of Bingo games

Bingo games have solely gaining great importance among online game lovers because of its diversity as well as lucrative offers that it has to offer to players.It offers players free bonus points as well as a great deal of more offers that would lure you to the game. Bingo is being played all over the world a number of players.

Playing a good game of Bingo

Everyone likes to play a good game of Bingo and earn some money and the best part is, if there are some more sites for the same, you would be able to play even better. You can register yourself in these new Bingo sites and play and even earn a good deal of money if you are really lucky. You can play Bingo games either for entertainment or for money. If you have never tried the new online Bingo sites, then it is time you try them out now and enjoy yourself.

Finding the best Bingo sites online

You can find various Bingo sites if you search online. There are various new games available in different backgrounds and color sequences. Games like Roulette, Black jack and poker have been launched in a revised version. Most of the new online websites that have Bingo also give you free bonus points for signing up for the first time and you would also be given bonus points in the first game. You can start playing after you register yourself on the site. There are various kinds of different Bingo games that  you can play in the new Bingo online sites and you can try out all of them to see which one you would like to play and which one would suit you most.

Conduct a research

Login to the internet and browse all the new Bingo sites to see which site is offering you the best discounts and the best bonus points. You would also get varied amount of information on the games, how to play the games, how to win bonus points and how to encash these points after winning the game. There are a variety of online Bingo sites that are now available online and you can choose among some of the best games that are exciting as well as fun and interesting.

Different kind of offers

Jackpots are one of the most unique features in online Bingo sites so that they can attract more players. Each Bingo games offer jackpots which can accumulate into great lump sum offers. New Bingo sites like Bingo Yard and White Rose Bingo offer their players a number of bonus points.

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Professional Horse Racing is a whole lot like Stock Market Trading!

Having been a professional gambler I can declare from experience that horse racing and stock market trading have many, many similarities. 

For a start a lot of people lose at horse racing simply because they have no idea what they are up against and they use techniques that are absurdly naïve. That’s like using a trading system to trade based on nothing more than a couple of 'indicators'...Yet some keep insisting that’s the best way to make money.

It really takes a lot of skill to be able to read a form book and rate each individual horses chances and then extract a living from it. This is a bit like fundamental analysis. Some say that’s a good way to make money.

Smaller stables often cannot cover the cost of keeping a race horse with the flimsy rewards from winning the odd race every once in a while, so they aim to get a horse in top form and bet that it will overturn the formbook. That’s much like trading on inside information. Again some say that’s a very good way to make money!

Others insist on backing winning trainers who have already proven excellent records at particular race courses. That’s like following executive director buys when they have a record of buying large amounts of their own company stock prior to quarterly market updates and consistently making a boatful of moolah.  And again some say that’s a good way to make money...

Even others use computers and develop algorithms that scan through huge volumes of data to discover clues and discrepancies that manual analysis cannot compete with.  This is just like what the banks of today do with quants developing modelling data. And yet again some believe that's the best way to make money!!

Some insist that money management is the key because achieving a good winning percentage is impossible, they claim. Yet again some insist that’s the best way to make money trading the stock markets.

Some bet using trading or horse betting systems, often designed by someone who makes their living designing and selling systems. You just have to look at the championships: Some say that’s the best way to make money.

Some bet using a DOM looking for weight of money movements that allow scalp trading. The dome was developed from the financial markets and looks much like ours. You can even 'green' the bet taking both sides so you can’t lose. Again some say that’s the best way to make money.

There are other who use arbitrage methods trading the spread between two horses. Some believe that’s the best way to make money because profits are guaranteed.

I could go on all day with this rant, but if I had to select two characteristics that are most common between the average horse punter and the average trader, they would be.

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How New Bingo Sites Are Boon For Players

New is the word which translates the latest trend and fashion. It has got the freshness and inspiration which help us to witness something undiscovered. When we talk about new bingo sites, then these sites are also undiscovered gems that are still waiting to be adorned. Every year hundreds of new online gaming sites are unleashed that bring new trends, games, promotions, features, bonus offers, deals and many more technological advancements that talk about future and entertain us in lot many new ways. Since past one decade, online bingo industry has gone through a phase of revival and almost revolutionised in every sense. Now the industry is much more technologically advanced than a decade ago. All thanks to the new bingo sites that have set the benchmark and made the essential changes that are keep on upgrading every year.


First and the foremost, new bingo sites are backed by latest software which is much more advanced, innovative, user-friendly, entertaining and engaging. The pioneers in the online gaming industry like DragonFish, Cozy Games, Cassava, Leap Frog are leaving no stone unturned in making technologically advanced software for upcoming sites in order to make the entire online gaming experience larger than life.

Secondly, new bingo sites come up with more opportunities to collect free bonus money and cash. In order to lure players, almost every single operator has started offering bundle bonus package which includes free registration bonus and reload bonus on first 3 deposits. In this way, new sites have more opportunities to win and play with free cash unlike its old counterparts.

Thirdly, every new bingo site is now coming up with a new feature called Mobile Games. This feature is recently added to every new site in order to increase the mobility of online bingo games. Knowing the rising number of smart phone users all over the world, operators trying to get hold of all of them through its mobile page where they offer all popular games in a mobile version.

Another boon of new bingo sites to players is that they come up with massive progressive jackpot games and promotions that keep on increasing with players' participation unlike regular jackpots offered by old sites. With the new themes, concepts and ideas, these sites unleash a monthly progressive jackpot in which a lucky player can win the entire jackpot amount at the end of the month. Along with that, there are many more mini jackpots and game based promotions that come up with enticing themes to engage players round the clock.


Lastly, the kind of chat room fun new bingo sites offer is simply unparallel and incredible. With the help of latest technology-driven software and graphics, chat rooms come up with many new features, quizzers, mini-games and entertaining features that pull players towards them. All and all, new bingo sites have got all the tools that are required to paint the heart of avid bingo players and make them go weak at the knees. popularbingosites.co.uk

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Magical amulets-magickal amulets & talismans

Their are lot of magical amulets available in this world and in online shopping ,

I have done good research on all sort of amulets and talisman and come to one website who are selling different type of amulets and talisman which i never heard about it and realy order many item and found amazing result .

This magical amulets or talisman  works automatically and give wearer and acquirer all sort of comforts t , it can be kept in pocket or purse or wear as pendant , It create the magical aura around the wearer and give all sort of protection from evil and negative energies and sudden setbacks . It creates positive energies around the wearer and holy soul , spirit may contact the wearer and help him or her for acquiring wealth and give extra protection It also give attraction power to wearer and every person come in contact get attracted to wearer and help to fulfill dreams

They also have lucky charm and difffernt type of tantrik items

This lucky charm help you in different ways and very useful for the person who are in speculation business, It help to win you lottery and guide to take right decision to have good amount of profit in business . VEry Useful in gambling and it also protects you from obstacle and sudden troubles.

They have different types of vedic  yantra , then they have magical power virtue talisman and amulets

They also different type of kavach in pendant form  to solve the different types of problem

They are also performing different type of fire ritual (yagna or homam) to get rid of different problem ,

They also have different types of rudraksha from 1 to 21 mukhi .Each rudraksha represent a particular hindu god and particular planet and have different effect to human life .It is also one of the auspicuous and powerful natural product and a very useful in our daily life .

Their are many types available people can choose according to their requirement and try it .

the website is www.astroyogiforu.com , just  check it .you find it interesting and useful and they realy worth it .

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Barcelo Bavaro Beach to Re-Open as Adults-Only Resort Next Weekend

The Barcelo Bavaro Beach on the Caribbean island of the Dominican Republic has now become an adult-only five-star resort following extensive renovations recently carried out throughout the deluxe five-star beach property.

Tourists over 18 years of age will able to enjoy all inclusive Dominican Republic holidays at the luxury resort in Punta Cana from 24th December, 2011 when it re-opens to guests as an exclusive adults-only property.


Situated on the eastern coast of the island nation, just 15 kilometres from Punta Cana International Airport, Barcelo Bavaro Beach is one of the most luxurious Punta Cana hotels in the region with five Master Front Ocean View Suites, 46 Superior Front Ocean View Club rooms and 340 Superior rooms, plus a collection of upscale facilities.

During Punta Cana holidays guests can play games of tennis, football and golf, thanks to the resort's seven tennis courts, four multi-sports courts, a full size football pitch and an 18-hole mini golf course designed by the renowned P. B. Dye.

The luxury resort is located on the original Bavaro Beach, one of the world's top ten beaches, and tourists planning holidays to the Dominican Republic this winter season will be able to relax amid tranquil surroundings on the soft white sand while admiring spectacular views of the sparkling turquoise ocean.

Barcelo Bavaro Beach resort has plenty of evening activities to entertain guests going on holidays in Punta Cana such as a disco with VIP lounge; a 1,400 seat Las Vegas-influenced theatre split over two levels; and a 24-hour casino where guests can play games of roulette, blackjack, Caribbean Poker and Texas Hold'em.


The hotel is perfect for romantic holidays in the Dominican Republic with breathtaking natural landscapes, beautifully-appointed guest rooms with modern amenities, the lavish U Spa, and a choice of gourmet restaurants including the Caribbean Buffet restaurant, La Brisa, and the a la carte Chez Gourmet restaurant.

Punta Cana is a popular coastal resort and top tourist beach spot home to an array of luxurious Dominican Republic hotels and resorts, world-class golf courses, shops, stunning palm-fringed beaches, and plenty of watersports and activities such as snorkelling, scuba diving, sailing, fishing and boat excursions.

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Mobile Game development using various platform at Connectionphase

Gaming applications transform into a basic part in the adaptable and web industry that creates business rapidly with billions of dollars. Developing an engaging game requires innovative attitude, uncommon mastery and fascinating story-line, and our experts have each one of these qualities.The application store is flooding with applications and to make your engraving quickly you require a suitable mix of the significant number of activities.


Connectionphase is the top Mobile Game Development Company in India, UK and USA. We all around offer a wide range of 3D/2D Mobile Game Development Services with best cost. Connectionphase is settled and exceedingly experienced mobile Games Development Company that spotlights on quality, practical, advanced and quick conveyance. We furnish quality arrangement with most recent advancements.
Connectionphase is currently working with the android mobile game development. We are taking a shot at mobile game development with most recent innovation like Unity 3D/2D and Cocos 3D/2D. We give diverse classes android game like gambling club games, cards games, sports games, perplexes, hustling games and so on with various and most recent innovation like Android Widget SDK, Open GL. We are create game for various gadgets like mobile telephone, Tablet, watch..etc


Connectionphase is offer diverse classes of iOS mobile game development in india With its master engineers, quality administrations and reasonable costing. We give distinctive sorts of iOS game like hustling games, sports games, bewilders, kid games, multiplayer games and so on. We have a specialist group of iOS game engineers who have well encounters of making diverse kind of game. Our designers are use most recent innovation of iOS mobile game development like Unity 3D/2D, Cocos 3D/2D, Unreal and canvas 3D, BOX 2D.

Points of interest of putting resources into mobile Game Development:

Low Investment: The sort of speculation android game development requires is extremely insignificant. 

Quicker Returns: Android stage is entirely straightforward which implies it requires a much shorter investment to build up an android game. This implies you can expect your profits much speedier. 

More noteworthy Revenue: You can dispatch your android game in numerous commercial centers and application stores and amplify your income. 

Better Brand Recognition and Promotion: Multiple commercial centers and application stores will offer you more chances to advance your image and get it remembered everywhere throughout the world. This would mean more noteworthy perceivability, which will be extraordinary over the long haul.


Lower showcasing costs:  you likewise can decrease on your advertising and limited time costs. You don't need to do much as you will be straightforwardly in contact with your clients or clients at all times, once they introduce your game on their android telephones.

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Fantasy Sports Online in India

The T20 Cricket League Tournament has gain popularity in recent time. From the year 2008, the league has been run by the BCCI. Therefore, it has been going on for nine seasons. International, domestic and national players have found their place within the teams of IPL. It is a kind of tournament that has helped the players to make money. Through Fantasy Sports online in India, a chance has been provided to the ardent followers of the game to earn money through this thrilling and exciting game.


Huge amount of response has been noticed from the followers with each game of IPL. Talent of young cricketers has been harnessed properly in due course. Therefore, domestic and young cricketers must be considered while picking up team for the Fantasy League. Top players from the real world are also regarded as best choice for the  Play Fantasy Sports Online in India.

Lots of talented players can be found from the sub-continent. Therefore, it has been considered perfect place for the IPL as well as Fantasy League. IPL can be observed as one of the best league in the present situation. Cricket lover waits all year for this league.


Through tossing of coin, game is started in the real world. However, fantasy league is begun through registration of game enthusiast through the fantasy sports platforms. Following to the registration, it becomes possible to open the platform through Facebook or other social media sites as well.

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9 Telltale Signs Of A Cheating Partner

For most couples, infidelity just about tops the list of their relationship phobias. Although there are those lucky ones who are totally secure in their partners, they are few and far between. Most of us simply have had some doubts about the faithfulness of our significant other at one point or another.


But when are you supposed to shrug off those errant thoughts? Put another way – and probably more urgently – when are you supposed to give those nagging doubts some very serious consideration?

You, of course, don't want to waste precious time, resources, energy, and emotion chasing what might turn out to be absolutely false (and end up feeling guilty and berating yourself for mistrusting your spouse). Before you take any serious investigative steps, therefore, you need to look for telltale signs of a cheating spouse.

And you don't have to look far. Signs of cheating are quite evident in facial expressions and that's where you need to start looking. So how to tell if your spouse is cheating on you? Look closely at his or her face for the following:

Liars often frown when they have to answer seemingly innocent questions that could bring their lie to the fore; the frown is an indication that they have to think their answers over very carefully or that they are extremely irritated by it or both.

Innocuous questions such as why he or she is out all night, why the credit card bill has skyrocketed, or why he or she missed dinner will not only elicit a furrowed brow but may also be met by a very guilty party with downcast eyes.


It's a quirk of human nature that we tend to touch our nose when we find ourselves lying – and a cheating partner is no different. Maybe there is some truth to Pinocchio after all? But it's not just the nose-touching that you need to watch out for; reports also point to observations that liars also can't keep their hands off their earlobes, neck, lips, and hair.

Ever notice that when you are awfully peeved at someone you tighten your lips into a thin line? Well that's also how cheating spouses look when they are faced with questions that they have to lie about – lies, for example, to cover up their extramarital affairs.

Or they could also be angry at you for putting them on that very prickly spot where their lies come very dangerously close to becoming exposed.

Biting the lips could be an indication of several things: discomfort, anticipation, furious thinking, holding something back, or guilt. While it may be difficult to pinpoint which it is your partner is feeling, watch out for this sign together with other facial expressions before jumping to conclusions.

A liar – and therefore a cheater as well – is automatically on a defensive mode and he or she would want to erect barriers when he or she feels as if you are being confrontational (even if you did not mean to be). Lacking barriers, the most they can do is to turn their face away from you.

A liar may be aware that turning their body away may raise suspicions, and so will downcast eyes, but turning their face away during the course of the "confrontation" is an involuntary reaction that a liar almost always has no control over.


Again, it doesn't have to be a confrontation – it can be any discussion that treads uncomfortably close to what they have to lie about.

An innocent person's face is animated. On the other hand, a person who is under a lot of stress – stress because of lying – would limit his or her facial expression.

That's because he or she wants to "control" his or her facial movements believing that by doing so means not giving anything away. In this case, "poker face" is nothing but a well-practiced facial expression and is far from the natural expression of a guilt-free person.

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Greater Giving (formerly AuctionPay) Contract Analysis

Below is a copy of the entire Greater Giving (formerly AuctionPay) contract effective for the year 2008. There are great many areas of concern for nonprofits. My article relates to the copy of the Greater Giving contract found below my article.


A copy of Greater Giving's Client contract was recently forwarded to me by a nonprofit. Greater Giving's main focus, for those of you who do not know, is the business of providing point of payment processing (credit card terminals) to nonprofits and charities. Greater Giving also purchased an auction software company a few years ago, formerly known as Archetype (Archetype originally was available to their customers at a cost of $800 and the company's technical support was totally free. It would appear that Greater Giving's fees have gone up and they now charge a separate fee for their support, unlike Archetype.), and now they also sell this fundraising auction software to Greater Giving clients as well. 

Long story short, I was asked to review this contract and Greater Giving's sign up process by several of my charity auction clients, as I have recently been made aware of these client's receiving what they have termed "threat messages/letters" from Greater Giving (formerly AuctionPay) when these nonprofit clients decided to move their business elsewhere. Greater Giving apparently had sent out notifications of breach of contract to these particular clients when those Greater Giving clients violated the terms of Greater Giving's agreement(s) and contract(s).  

Greater Giving's sign up process occurs online. In Greater Giving's defense, there is a web page that offers the client the ability to choose either a one year or five year contract option. This decision performed by the charity auction client is made by checking a box, indicating that the agreed term will either be one year or five years. In defense of the charity or nonprofit, this form of web page and sign up form is separate from the web page containing Greater Giving's contract. That makes this process more than a little nebulous and confusing since it is obviously separate from the contract page itself. By default Greater Giving has selected the five year box option, and the client must select the one year option to change Greater Giving's default setting. 


For the record, I am by no means advocating (promoting) nor am I denigrating (libel or slander) a charity or nonprofit's choice to use or not to use Greater Giving. I am merely bringing forward the facts, as contained in Greater Giving's contract and only offering my opinion (free speech). How the reader chooses to approach or use this information contained in this narrative is strictly their choice alone. If this information is helpful or useful to a nonprofit or charity in negotiating a contract with Greater Giving, then this will be an independent action and choice that is entered into strictly between Greater Giving and that particular charity. I am not an attorney. However I would recommend, and I have no doubt that Greater Giving would echo this statement, that you should consult with your attorney in seeking any legal clarification pertaining to this contract before signing it. 

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The Agen Judi Action

Modifying yourself into a great basketball game gamer is not really some thing you can use immediately. Issue your self a much more for training, then to the bet on football naturally. For that reason, it's essential that your conditioning help keep you about par in reality and building an effective effect there, to avoid significantly common time. Severe operate and perseverance is required to make actual strides in terms within your video game.



Although you should be ready for success for poker judi online game time frame, exercise can take the most from your body. The content provided under has arrived to support any booming football participant with all the process of improving and sharpening their action play. Be sure to work towards your emotional game around your bodily game in planning for football. For everybody who is found being argumentative or even your trouble basic, you happen to be an individual who will be kicked off the team. Eventually, it doesn't make a difference how excellent that you are with your place, should you are not to be at your best from kickoff through to the last secondly ticks from the wall timepiece.

Even when you don't love any person in your staff, you must go along with everyone on your staff as a your crew's accomplishment. Ensure you're as difficult mentally if you find yourself personally. Although trying to keep fit plus training the drills is tough to get a person, the mental elements of football are what trips most participants up on the field. Work on your stamina similar to a football player, along with your alternative education. Teach and practice difficult, and your endurance on a professional education. You need to grow to often be acclimated to great temps during a period of time.

Take in a healthy diet if you ever engage in football. Eating healthy meat, whole grains and vegatables and fruits will assist you to feel much better and engage around better. It may take up to fourteen days so you might regulate to the alternation in heat. Heat up prior to every time frame you apply yourself. Take your time frame and stay safe. Whenever your physique is powered effectively it may carry out way better. If the trauma occurs, you might struggle to engage in for the prolonged time frame. Often it stops if you will be hurt, which is why it is crucial you enter every single enjoy as whether it is your last


That forces one to undertake the best and assures your pretty last enjoy is rarely a come to feel dissapointed about. Build up your vigor with muscle mass-developing workouts, but consider to stretch initial. There is practically nothing like the thrill of creating an awesome enjoy from the baseball field. Will not attempt to conduct a total exercise routine while in the initial very hot working day with spring. Basketball comes to a conclusion ultimately in the very competitive degree. Hopefully this article has offered baseball hopefuls the essential ways to lastly complete the job. Consider your greatest to enjoy healthful eating and you're going to believe its can enhance your play. For more knowledge 

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Poker Cash Game Strategy - Learn How to Win Cash Games!

Poker cash games are one of the most thrilling forms of playing a poker. The value in real or play money on each chip is written. In these games, the player can leave the table any time or just sit down. Poker cash games are the best way to earn a consistent income in playing poker games. Players in cash games have their own poker cash games strategy.


Poker cash games strategy is much more different compared to poker tournaments. Whenever the player gets low stacks of chips, he or she can add more chips. In proportion to the sizes of stacks of chips, the blind will always be small. Losing the bankroll will result to busting out of the poker game. And to avoid losing, the player should have larger bankroll. Always remember that the player should stay in focus in making the best decision moves and just play the cards well. Some of the popular poker games which require a good poker cash games strategy are Heads up Poker, Limit Hold'em, and No Limit Hold'em.

Poker cash games strategy in playing heads up poker is very difficult to determine because the strategies to be used are based solely on the opponent. Some of the poker cash games strategies in playing heads up are to be prepared in re-raising a pre flop, to raise on the button always, to raise a pocket pair pre flop often and that Kings and Aces are worth a raise all the time. When these tips are put into mind, the player should not worry anymore because it paves the way in becoming the best heads up player.

One of the most common played poker cash game is the Limit Hold'em. It is the favorite kind of poker games by both pros and beginners. It requires an exceptional skills and different outlook in order to win a poker game. One poker cash game strategy for this is to play aggressively. The player should be very patient in waiting for the right hand and then raise the heart out immediately. The player should also try not to forget that pot odds are very important. Furthermore, the pots should also hit the draw. It is helpful especially when the player is already far behind. A Limit Hold'em player should have a standard 300 big bets as a bankroll size. 


No Limit Hold'em is on of the most difficult poker games for the newbie as well as for the experienced players. Poker cash games strategy for this game is very much different from any other cash games. The player should always put into mind to play aggressively, to press a small advantage statistically, and to read the mind of the opponents. The player will not be in whirl when he or she instilled these strategies in his or her mind. The player will surely become a dominant poker player if he or she played with these things in mind.

Indeed, poker cash games strategy is what the best poker players have in mind in playing any kind of poker games.

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Live up with Shorts

Men, it's time to move over boring denims and incorporate quirky printed denim shorts for men in your wardrobe. This means wearing weekend appropriate printed shorts for men dotted with a pretty petal or two. These casual clothing pieces are a trendy and a fuss-free buy for your wardrobe. You can buy men's printed shorts that can be dressed down or punk-d up with trendy tees and sneakers. Buy shorts for men to widen your shopping horizon and to add more variety to your experience. Here are some looks you can try to stand out at a beach party, garden brunch or a poker game with your mates:


1. When you love wearing denims, it doesn't hurt to mix up some things with it. Patches on your jeans are not unheard of, there used to be decorated blue-colored high-waist denims in the early 1970s. Similarly, pairing them with a cool blazer and a long-sleeved top will surely make you look in trend. All you need are some jet black boots to complete that beach-ready vibe. Men denim shorts online range can surely help to attain the look.

2. Go daring with your usual pair of denims, in micro prints. This statement-making trend can be styled with denim jackets or plain linen shirts. Mixing denim with denim can be a great idea but make sure to live up to it. Find a classy woven leather belt and you're good to go. Online shopping is a great idea when you have crazy work schedules and would rather spend a free day at the basketball court than at the noisy mall.

3. Wearing printed denims in a preppy way is quite easy. Achieve that cool-boy surfer look with men's denim shorts. Wear jacquard printed shorts for men like your favorite wine bottle. And it shouldn't just be reserved for drinks with the guys. You can shop for denim shorts online that can be worn to the pool by incorporating the clever layering trend in your ensemble. Add a collared shirt under a full neck white Tee for a super trendy vibe.


4. Grab a pair of Gingham shorts. From all the men's printed shorts online, a pair of eye-catching gingham shorts will surely meet your beach wardrobe needs. For the epitome of laid-back rock and roll, pick these shorts that are available in attractive red checks or navy blue check patterns as well.

How amazing are these styles from Zobello? Definitely worth it! It's time to step up your shorts game! Buy men shorts online and liven up your wardrobe with bright pops of color. Invest in some attractive yet unusual salmon pink shorts and pair with trendy striped vests for a striking look. These on-trend pairs of shorts absolutely define effortless dressing in a new way!

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The Sarbanes-oxley Act and Enron

What is the Sarbanes-Oxley Act? 
The Sarbanes-Oxley Act of 2002 is a United States federal law passed in response to the recent major corporate and accounting scandals including those at Enron, Tyco International, and WorldCom (now MCI). These scandals resulted in a decline of public trust in accounting and reporting practices. Named after sponsors Senator Paul Sarbanes (D-Md.) and Representative Michael G. Oxley (R-Oh.), the Act was approved by the House by a vote of 423-3 and by the Senate 99-0. 


The legislation is wide-ranging and establishes new or enhanced standards for all U.S. public company Boards, Management, and public accounting firms. The first and most important part of the Act establishes a new quasi-public agency, the Public Company Accounting Oversight Board, which is charged with overseeing and disciplining accounting firms in their roles as auditors of public companies. 
Some of the major provisions of the Sarbanes-Oxley Act's include;

a) Certification of financial reports by chief executive officers and chief financial officers. Auditor independence, including outright bans on certain types of work for audit clients and pre-certification by the company's Audit Committee of all other non-audit work.
b) A requirement that companies listed on stock exchanges have fully independent audit committees that oversee the relationship between the company and its auditor.
c) Significantly longer maximum jail sentences and larger fines for corporate executives who knowingly and willfully misstate financial statements, although maximum sentences are largely irrelevant because judges generally follow the Federal Sentencing Guidelines in setting actual sentences.
d) Employee protections allowing those corporate fraud whistleblowers who file complaints with OSHA within 90 days, to win reinstatement, back pay and benefits, compensatory damages, abatement orders, and reasonable attorney fees and costs.

What happened at Enron?
Everyone knows at least a little about the Enron story and the devastation it created in the lives of is employees. It's a story that belongs in any discussion of ethical accounting processes and what happens when accounting standards and ethics are discarded for personal greed.

Enron began in 1985 selling natural gas to gas companies and businesses. In 1996, energy markets were changed so that the price of energy could now be decided by competition among energy companies instead of being fixed by government regulations. With this change, Enron began to function more as a middleman than a traditional energy supplier, trading in energy contracts instead of buying and selling natural gas. Enron's rapid growth created excitement among investors and drove the stock price up. As Enron grew, it expanded into other industries such as Internet services, and its financial contracts became more complicated.


In order to keep growing at this rate, Enron began to borrow money to invest in new projects. However, because this debt would make their earnings look less impressive, Enron began to create partnerships that would allow it to keep debt off of its books. One partnership created by Enron, Chewco Investments (named after the Star Wars character Chewbacca) allowed Enron to keep $600 million in debt off of the books it showed to the government and to people who own Enron stock. When this debt did not show up in Enron's reports, it made Enron seem much more successful than it actually was. In December 2000, Enron claimed to have tripled its profits in two years. 

In August 2001, Enron vice president Sherron Watkins sent an anonymous letter to the CEO of Enron, Kenneth Lay, describing accounting methods that she felt could lead Enron to "implode in a wave of accounting scandals." Also in August, CEO Kenneth Lay sent e-mails to his employees saying that he expected Enron stock prices to go up. Meanwhile, he sold off his own stock in Enron. 

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Pros and Cons of Winning a National Lottery

Winning a national lottery would be a dream come true for most people. Each year, billions of dollars are spent on scratch off tickets and lottery numbers by people hoping to strike it rich.

Americans reference the national lottery when talking about games such as Powerball and Mega Millions. Much of the money for ticket sales accumulates to payout staggering multi-million dollar jackpots offered throughout the country.


In addition to national games, many states offer region-specific games through their own lottery system. National games have substantially higher payouts than state games, but the odds are considerably higher with an average of 1 in 18 million. 

The largest lottery winnings ever recorded amounted to $380 million and was awarded in January 2011 through Mega Millions. The largest Powerball jackpot to be recorded was a staggering $340 million.

There's little doubt that kind of money could permanently alter a person's life. Winning millions of dollars would allow a person to do whatever they want, whenever they want and still have funds to pass along inherited wealth for several generations.

Certainly, most people would be overjoyed to win the lottery. However, as with most things in life there is a downside to receiving a windfall of cash.

One of the greatest challenges is coping with the unwanted notoriety. Many stories have circulated regarding lottery winners being bombarded with phone calls and uninvited guests arriving at their door. Winners can elect to keep their newfound wealth private by hiring a representative, like a financial adviser or attorney, to claim their lottery winnings.

Although it can be entertaining to dream about all the things lottery cash could be spent on, the truth of the matter is it's rather expensive to win jackpots. State and federal taxes can deplete over half of the winnings, so the best defense is immediately hiring an exceptional financial consultant. Professionals can help develop strategies to reduce taxes on lottery winnings.

Accepting jackpot funds as lump sum cash is more costly than accepting annual installments. Winning millions changes tax status and results in higher taxes. Financial planners can create investment plans to reduce tax burdens. This could be in the form of depositing money into an irrevocable life insurance trust or tax-sheltered retirement account such as a Roth IRA.

While the national lottery has multi-million dollar jackpots, state games also offer valuable prizes. All winnings acquired through gambling are subject to income tax and must be reported on tax returns. This includes prizes and cash won through casinos, horse or dog racing, raffles, contests, and sweepstakes.

Taxpayers can report gambling losses on tax returns as long as they provide adequate documentation. People who gamble on a regular basis should develop accounting methods and record keeping systems to track winnings and losses.


Lottery jackpot winners should consider working with an estate planning service to safeguard money for their family. Estate planners can develop strategies to reduce inheritance taxes and expand financial portfolios.

Regrettably, more than one person has spent their life savings in the quest to win the national lottery. Gambling can become a serious addiction that necessitates professional help to overcome. It is imperative to maintain control and never spend more money than you can afford to lose.

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The Most Famous Money Names

There are a few famous money names that everybody knows. There are some famous people whose names sound strangely money-related and then there are those names that definitely relate and make fans wonder why their idols took on the titles. Someone like Kurt Shilling probably didn't intend to have a name related to UK money. On the other hand, 50 Cent was Curtis Jackson before he took on his public name. For all the people who have decided that a name with money in it was a good thought, fans might wonder where the inspiration came from.


Why did Curtis Jackson switch to 50 Cent? He stole it from Kelvin Martin, a Brooklyn robber from the 1980s. Kelvin got the name from for his willingness to rob anyone regardless of how much money they had. Curtis Jackson is quoted as saying, "I'm the same kind of person 50 Cent was. I provide for myself by any means."

Not all money names have such violent roots. Johnny Cash for example is only a coincidental name. Cash, a slang term for money, has no bearing on why he has his last name. Similarly, Barry Bonds does not have his last name because of an affection for government monetary funds of low interest. Nor does Brad Penny, a Los Angeles Dodgers pitcher, care deeply for the American copper coin memorialising Abraham Lincoln.

One name however, stands out among the crowd.


Chris Moneymaker, winner of the 2003 World Series of Poker, is a descendant of gold and silver coinmakers originally named Nurmacher, who changed their German sounding last name to Moneymaker. His success in Texas Hold ‘Em Poker transcended coincidence and made a picturesque landmark in a family that loved money.

And, last but not least, for every James Bond fan out there is Moneypenny, the female character who plays 007's co-worker at the MI6.

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The Best Way to Stop Gambling or Cure a Gambling Addiction

Are you tired of fighting a gambling addiction?  Do you wish your gambling problem would just go away?  You have probably heard that once you are addicted to anything, the addiction lasts a lifetime.  That is true to the best of my knowledge.  Though it is true that the gambling problem you have now will never go away, it is possible to not think about gambling all the time.  Thinking about the gambling problem, or gambling is the part of a gambling addiction that wears many people down.  In plain English, they just get tired of talking about it, thinking about it, and dealing with the gambling problem they have.


While the compulsive gambling disease is incurable, it is possible to go through days or even weeks without thinking about it or being fixated on the problem.  That is what you really want, isn't it?  You want to just live your life, have fun, laugh, enjoy life, without battling a problem 24/7. You want relief.  The good news is that is possible.  The disease may not go away, but the symptoms can be treated.

I know gamblers who have a normal life and enjoy life.  I have also known them long enough so I remember when they first stopped gambling and started working at being a non-gambler.  Many of them complained at the time that it seemed the joy had gone out of life, that life wasn't any fun anymore.  After time passed I reminded some of them of that and we had a good laugh.  How dark things seemed when they first admitted they had a gambling problem and started to take their first small, hesitating steps towards being clean, a non-gambler.

The first thing you have to understand about your wonderful mind is that it has parts.  There is the conscious part of your mind and the subconscious part.  The conscious part of your mind may want to be happy and just relax and enjoy life, but your subconscious may be preoccupied with a desire to gamble.  As long as your subconscious is fixated on gambling, there will be no relief, but the nice thing about the human mind is that it can only truly hold one thought at a time.  In other words, if your subconscious becomes filled or fixated with another thought, the gambling desire and all the nervousness and anxiety that goes with it, will disappear.


There are meditation and relaxation techniques that are very easy to learn and that you can use to clear your mind.  These powerful techniques have worked for many people, just ordinary people who happened to have a gambling problem, just like you.  If you have a gambling problem and you are sick of it, I recommend you keep treating it with a 12 step program or the therapy you are now using, but also add an Mp3 that is specially programmed to relax your mind and put those positive thoughts into your subconscious that will replace the gambling problem and give you the relief you seek.  

You won't be cured and you will still need your therapy or support group, but you will eventually find whole days and even weeks going by without that terrible battle and yes, you will find some of the joy coming back into your life.

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Ultimate Teen Patti emerges as the top grossing Teen Patti app on the Google Play store

Ultimate Teen Patti by Play Games 24*7 has emerged as the top grossing Teen Patti app on the Google Play store surpassing a number of top-rated mobile games. The game has fetched high revenues which indicate its strong preference in an array of online card games. It has garnered a huge positive response which is well evident from Ultimate teen patti's online reviews. The feedback section on Google Playstore is flooded with positive reviews and some innocent complaints for the game being addictive. Just like Pankaj Joshi said, "Awesome teen patti game I've ever played on Indian poker portal and there is even no need to buy chips, thank you so much for this addicted game."


The game Ultimate Teen Patti gets updated as per the latest trends in the digital gaming world. It is offered in a highly personalized format on the app and has a number of state-of-the-art features like low battery consumption, smooth gameplay even with 2G connection, availability in more than one language, high quality interface, the latest security features and amazing graphics which ensure an unparalleled virtual gaming experience and have made this game immensely popular among card game lovers. These characteristics have also been highlighted on Ultimate Teen Patti reviews at Google Playstore by thousands of people. They are the major reason for the card game lovers to download it to such an extent that it not only witnessed 30X downloads than any other mobile gaming app but also gave competition to other leading gaming apps. In India, Ultimate Teen Patti has seen maximum traction across North and West India, mainly in the areas of Karnataka and Kerala, signaling a growing interest of mobile gamers in Indian card-games.


"Every single team member at Ultimate Games has just one thing on their mind - how do I provide the best playing experience to my players? We carefully sieve through layers of data to understand our players' needs and improve their gaming experience. We experiment boldly and are always adding new features to our game," said Avin Sharma, Product Head, Ultimate Teen Patti.
Upbeat on making a mark in the mobile gaming industry in a short span of time, Mr. Trivikraman Thampy CEO, Ultimate Games says, "We have tremendous insight into the needs and interests of the Indian card gamers due to the continued and successful run of our flagship brand RummyCircle, India's largest grossing mobile and web platform since 2008."

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Gangster Jack Ruby

In 1947, Opium was sent "across" in small "cans" holding six ounces, these would be sold for $250.00 each. On July 5th it was announced that the Mexico crop of opium exceeded a record 32 tons or more near the U.S.Border. Although Mexican pilots flew south, few ventured north because of the risk transporting drugs by air even though the Custom and Naroctics Bureaus of the Treasury Department had no planes of their own in 1947. Starting scheduled flights into the U.S. would enable large profits to be made by those will to take the risks.


Money generated by the sale of drugs required laundering, and gambling was one way to do that. In November 1946, gangster Paul Roland Jones approached Sheriff Steve Guthrie of Dallas and promised him a starting salary of $150,000 a year if he allowed his friends from Chicago to bring slot machines and floating crap games into Dallas. Jones said that his boss Jack Ruby was in charge of this operation and that he was due to arrive in the spring of 1947. Guthrie said he would think it over and agreed to another meeting. However, Guthrie was an honest man and turned to the Texas Rangers for help.

Led by W. E. "Dub" Naylor, the Rangers made a secret tape recording of the second meeting between Jones and Guthrie. It took a month to gather enough evidence to arrest or drive out these gangsters. Among those arrested was Jack's sister, Eva Ruby, the owner of a restaurant in Dallas and a partner in sending opium to Chicago. Victory over these mobsters was short-lived, for Jack Ruby arrived the following year and started various gambling enterprises around the city.

During this same period Jack Ruby was involved in counterintelligence. Officially, he was an aircraft mechanic in the Army Air Corps from May 1943 until February 1946 at various bases in the South. His brother Sam was also in the Air Corps as an informer, keeping an eye on communists and nazis and writing letters to his brother Jack about his observations. Although Sam wrote the letters as if they were to his brother, he actually addressed the envelopes to a counterintelligence officer.

On three separate occasions in about summer 1943, early 1944, and early 1947, Ruby went to a union hall in Muncie, Indiana to participate in meetings with communists. The union hall was on the third story of a three-story building, where gambling often happened during evenings and weekends. Ruby met with Russian Jews, some of whom were communists.

In 1947 Joe Campisi and his brother Sam Campisi bought the Idle Hour Bar in Dallas. This was the year the Campisis first met Ruby.

Additionally, Ruby was an informer for the FBN (Federal Bureau of Narcotics). After the shooting of Oswald, Mort Benjamin, an FBN agent in New York, found a file showing that Ruby had been an informer since the 1940s. When Benjamin returned to read the file again, it was missing. Apparently, someone had taken every document related to the FBN's relationship with Ruby and destroyed it.

Ruby's work as an informer is comparable to that of an employee at the TSBD (Texas School Book Depository). Joe Molina, credit manager for the TSBD since February 1947, knew Bill Lowery, an undercover agent for the FBI. In 1955 Molina and Lowery became interested in a leftist group called the American GI Forum, an organization that had the goal of fighting injustices perpetrated against people of Mexican descent. Molina and Lowery were among six individuals who formed the Dallas chapter of the GI Forum. The following year Lowery nominated Molina as chairman.


In testimony given at a hearing of the Subversive Activities Control Board in 1963, Lowery admitted he was an FBI informant infiltrating the GI Forum. By implication his friend Molina was an informant too. The Dallas police became interested in Molina after the assassination and investigated him as a suspect. They publicized his connections to alleged communists, and as a result Molina lost his job at the TSBD. If Molina was an undercover agent, then he was one of four such operatives in one location. The other three were Shelley, Bergin, and Oswald.

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Gangster Jack Ruby

In 1947, Opium was sent "across" in small "cans" holding six ounces, these would be sold for $250.00 each. On July 5th it was announced that the Mexico crop of opium exceeded a record 32 tons or more near the U.S.Border. Although Mexican pilots flew south, few ventured north because of the risk transporting drugs by air even though the Custom and Naroctics Bureaus of the Treasury Department had no planes of their own in 1947. Starting scheduled flights into the U.S. would enable large profits to be made by those will to take the risks.


Money generated by the sale of drugs required laundering, and gambling was one way to do that. In November 1946, gangster Paul Roland Jones approached Sheriff Steve Guthrie of Dallas and promised him a starting salary of $150,000 a year if he allowed his friends from Chicago to bring slot machines and floating crap games into Dallas. Jones said that his boss Jack Ruby was in charge of this operation and that he was due to arrive in the spring of 1947. Guthrie said he would think it over and agreed to another meeting. However, Guthrie was an honest man and turned to the Texas Rangers for help.

Led by W. E. "Dub" Naylor, the Rangers made a secret tape recording of the second meeting between Jones and Guthrie. It took a month to gather enough evidence to arrest or drive out these gangsters. Among those arrested was Jack's sister, Eva Ruby, the owner of a restaurant in Dallas and a partner in sending opium to Chicago. Victory over these mobsters was short-lived, for Jack Ruby arrived the following year and started various gambling enterprises around the city.

During this same period Jack Ruby was involved in counterintelligence. Officially, he was an aircraft mechanic in the Army Air Corps from May 1943 until February 1946 at various bases in the South. His brother Sam was also in the Air Corps as an informer, keeping an eye on communists and nazis and writing letters to his brother Jack about his observations. Although Sam wrote the letters as if they were to his brother, he actually addressed the envelopes to a counterintelligence officer.

On three separate occasions in about summer 1943, early 1944, and early 1947, Ruby went to a union hall in Muncie, Indiana to participate in meetings with communists. The union hall was on the third story of a three-story building, where gambling often happened during evenings and weekends. Ruby met with Russian Jews, some of whom were communists.

In 1947 Joe Campisi and his brother Sam Campisi bought the Idle Hour Bar in Dallas. This was the year the Campisis first met Ruby.

Additionally, Ruby was an informer for the FBN (Federal Bureau of Narcotics). After the shooting of Oswald, Mort Benjamin, an FBN agent in New York, found a file showing that Ruby had been an informer since the 1940s. When Benjamin returned to read the file again, it was missing. Apparently, someone had taken every document related to the FBN's relationship with Ruby and destroyed it.


Ruby's work as an informer is comparable to that of an employee at the TSBD (Texas School Book Depository). Joe Molina, credit manager for the TSBD since February 1947, knew Bill Lowery, an undercover agent for the FBI. In 1955 Molina and Lowery became interested in a leftist group called the American GI Forum, an organization that had the goal of fighting injustices perpetrated against people of Mexican descent. Molina and Lowery were among six individuals who formed the Dallas chapter of the GI Forum. The following year Lowery nominated Molina as chairman.

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Pros and Cons of Winning a National Lottery

Winning a national lottery would be a dream come true for most people. Each year, billions of dollars are spent on scratch off tickets and lottery numbers by people hoping to strike it rich.

Americans reference the national lottery when talking about games such as Powerball and Mega Millions. Much of the money for ticket sales accumulates to payout staggering multi-million dollar jackpots offered throughout the country.


In addition to national games, many states offer region-specific games through their own lottery system. National games have substantially higher payouts than state games, but the odds are considerably higher with an average of 1 in 18 million. 

The largest lottery winnings ever recorded amounted to $380 million and was awarded in January 2011 through Mega Millions. The largest Powerball jackpot to be recorded was a staggering $340 million.

There's little doubt that kind of money could permanently alter a person's life. Winning millions of dollars would allow a person to do whatever they want, whenever they want and still have funds to pass along inherited wealth for several generations.

Certainly, most people would be overjoyed to win the lottery. However, as with most things in life there is a downside to receiving a windfall of cash.

One of the greatest challenges is coping with the unwanted notoriety. Many stories have circulated regarding lottery winners being bombarded with phone calls and uninvited guests arriving at their door. Winners can elect to keep their newfound wealth private by hiring a representative, like a financial adviser or attorney, to claim their lottery winnings.

Although it can be entertaining to dream about all the things lottery cash could be spent on, the truth of the matter is it's rather expensive to win jackpots. State and federal taxes can deplete over half of the winnings, so the best defense is immediately hiring an exceptional financial consultant. Professionals can help develop strategies to reduce taxes on lottery winnings.

Accepting jackpot funds as lump sum cash is more costly than accepting annual installments. Winning millions changes tax status and results in higher taxes. Financial planners can create investment plans to reduce tax burdens. This could be in the form of depositing money into an irrevocable life insurance trust or tax-sheltered retirement account such as a Roth IRA.

While the national lottery has multi-million dollar jackpots, state games also offer valuable prizes. All winnings acquired through gambling are subject to income tax and must be reported on tax returns. This includes prizes and cash won through casinos, horse or dog racing, raffles, contests, and sweepstakes.

Taxpayers can report gambling losses on tax returns as long as they provide adequate documentation. People who gamble on a regular basis should develop accounting methods and record keeping systems to track winnings and losses.


Lottery jackpot winners should consider working with an estate planning service to safeguard money for their family. Estate planners can develop strategies to reduce inheritance taxes and expand financial portfolios.

Regrettably, more than one person has spent their life savings in the quest to win the national lottery. Gambling can become a serious addiction that necessitates professional help to overcome. It is imperative to maintain control and never spend more money than you can afford to lose.

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http://timesofindia.indiatimes.com/city/kolkata/Jute-barons-bro-held/articleshow/175393.cms

Romance, surprise and mystique ....Rolling Passion is the name of the new game in town that's designed to "bring back that loving feeling" to married couples and others involved in a long-term committed relationship.


The Rolling Passion game is perfect for couples who are in a committed, loving relationship and who would like to re-kindle the romance. Created to bring a loving couple closer together, Rolling Passion ($24.95) and is now available for purchase online at www.RollingPassion.com.

The object of the "PG" rated game is to enhance and enliven the private time of healthy, loving adults. The Rolling Passion game comes equipped with dice, "Reward" cards, "Play & Passion" cards and "Owe You One" poker chips. Along with the game, couples select their additional "props" which range from music and candles to their favorite snacks, silky bedroom wear and more. Game play begins once the couple sets a date and time to play Rolling Passion. In the time leading up to the set date and time, couples use the Play & Passion cards to send intimate phone texts, emails or phone calls to their partner, which builds momentum for the Rolling Passion game experience.

According to Mr. and Mrs. P, the game's creators who have been together for 30 years, "If you're in a stage in your relationship where you realize it's been a while since you've been intimate, our game will afford you the opportunity to set a time and date for intimacy. Playing the game can take five minutes or three hours. It's up to the couple and their imagination. Rolling Passion is good, clean fun."


Mrs. P enjoys the feeling she gets knowing that Mr. P is spending time thinking about her during the course of his busy day. Mr. P loves knowing that Mrs. P has such confidence and trust in him that she can ask for what she really wants in their intimate relationship.

A Beta test of Rolling Passion revealed that there are couples who are involved in committed, loving relationships who wanted to try certain things but were embarrassed to ask their partner. The Rolling Passion game gives them that opportunity to be forthcoming with their partner about their desires.

For more information about Rolling Passion, visit www.RollingPassion.com. Or send some love directly to 781-792-0999 or info@rollingpassion.com.

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The 10 most overrated vacation spots in the whole world

So you're going on summer vacation. That's your first mistake. Why summer? Sure, our grandparents and parents took their vacations between June and September, but they had good reason. In their day, the summer heat brought urban life to a standstill. People who could afford it headed for the mountains and the seashore; resorts were crammed, beaches mobbed. And every summer you'll still find them that way.


But think about it: Eighty-three years have passed since Willis Carrier invented the air conditioner. That doesn't mean that summers are any less hot and humid, but at least they're bearable. If you work in an air-conditioned building and sleep in an air-conditioned bedroom, why join the summer-vacation crush? Why not save up your vacation money for some other season, when resorts are less hectic, Sunbelt beaches less crowded and prices more reasonable?

All right, it's because you're a creature of habit. You're accustomed to summer vacations and can't change. Have it your own way. But if you're determined to spend your travel money between now and September – and your vacation plans aren't yet set in concrete – a few words of advice are in order on where not to go.

I'm not talking about the vacation spots you've already been warned against – spots like Miami Beach and Atlantic City. I mean highly touted places where you'll spend an arm and a leg and return home asking your spouse, "Whose idea was that, anyway?" Here they are, then, in alphabetical order – the places cited in a survey of the well-traveled as the 10 most overrated vacation spots in the world:

ACAPULCO

Like Carmen Miranda and the vision of romantic Latin America she sold in the 1940s, this resort is strictly out of the past. It's also garish, overcrowded, overpriced and not especially hospitable to tourists from the United States.


Acapulco horror stories about tourist run-ins with the local constabulary and greedy merchants are a peso a dozen. The most frequently told stories involve U.S. tourists held by police because they were passengers in taxicabs involved in accidents.

Under Mexican law, a passenger has to have insurance in the event of an accident or spend a few hours at police headquarters untangling matters. If, however, you don't mind taking out special insurance, there are other spots in Mexico – Cancun, for example – that might satisfy your craving for sunshine and palm trees.

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The Growth of Tourism in Tenerife

Tourists (mainly well-to-do British) began coming to Tenerife in significant numbers towards the end of the last century. At that time tourism was centred around the northern resort town of Puerto de la Cruz and, to a lesser extent, the island's capital Santa Cruz. Both towns boasted a handful of grandiose hotels, the most popular being the Grand Hotel Taoro in Puerto de la Cruz. Built in 1892, it was badly damaged by fire some thirty years later, and finally converted into the island's biggest gambling haven - Casino Taoro - in 1975. Today the casino is still one of the biggest in Spain.


Even a hundred years ago, Tenerife was famous for its year-round mild climate. But the big boom in tourism began in Tenerife, as in other major international holiday destinations, with the advent of affordable air travel, literally cutting days off boat journey times to places farther afield like the Canaries, and broadening the opportunities for holidaymakers all over Europe.


As foreign tourism increased, mostly from Europe, the demand specifically for 'sun, sand and sea' (and anything else beginning with 's'!) holidays increased and this gave rise to the development of resorts in the south of the Island, were the weather is generally better. Los Cristianos grew from a small fishing village to a major tourist centre, thankfully still retaining the 'old town' as it's heart. Las Americas, in contrast, had no such historic beginnings - it simply rose from a barren expanse of dry land next door to Los Cristianos, to become the island's premier holiday destination, with hotels, facilities and beaches being constructed (and still under constuction!) to meet the ever-growing demand.


The Canaries these days play host to over seven million holidaymakers per year and on Tenerife alone you will find British, German, Russian, Dutch, Scandinavian, French, Italian and, of course, Spanish among the many nationalities topping up their suntans on the beach under the relentless sun, for which the islands have become famous.

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